Toffer Grant

Realizing that banks and card issuers were not serving the development of prepaid debit card services for small and mid-sized companies, Toffer Grant founded PEX Card to help SMBs maximize the efficiency of their financial operations. His career in the prepaid card industry began in 2000 at Clarity Payment Solutions, a leading venture-backed platform company servicing the budding prepaid industry. Toffer focused on customized check to card payment conversions for large brand corporate clients and grew a high value reseller network for the company. Over six years, he initiated 65 prepaid card programs in consumer, corporate and emerging verticals of the prepaid card industry.  Toffer saw the company grow from a tech startup to life in a large public company after acquisition by TSYS in 2004. Follow Toffer on LinkedIn and PexCard on Twitter, Facebook, and LinkedIn.



How to Enforce an Expense Policy

Mention employee expense policies, and you are often quick to receive a groan from staff. Employees, particularly ones who travel frequently, don’t enjoy being limited in where they can spend. However, creating and enforcing an…


Should I Expense This? Business Expenses vs. Personal Expenses

Even the best-intentioned employees can fall into the trap of mixing business expenses and personal expenses. Business expenses are deductible for federal tax purposes.

Do’s and Don’ts of Employee Reimbursement

Expense reimbursement is a necessary part of business for many employees and finance managers. To make this aspect of business a little more pain-free, we’ve compiled a list of do’s and don’ts for employee reimbursement

6 Misconceptions About Employee Expense Management

When your company already has an employee expense management program in place, it’s easy to dismiss criticism of the program instead of taking a hard look at what it would take to change it.

Personal Credit Card Alternatives for Nonprofits

If you run the finances for a nonprofit organization, chances are you have questions about expense management. While there isn’t an expense management bible specifically for nonprofits, there is a lot of good advice on the internet—the trick is sorting through the muck to find the gems.

Finance Resources for Nonprofit Organizations

It can be tricky managing the finances for a nonprofit organization. Keeping track of invoices, reimbursements, and petty cash seem like minor issues but they can quickly spiral out of control unless proper controls and policies are put into place.

Event Planning Finance Tips

The initial stages of planning an event can be daunting. People may have a great time attending your event, but operating at a loss puts the event, if not the company, at risk.

Budget-Stretching Tips for Getting More Technology at Your Nonprofit

From managing budgets to communicating your mission, technology plays an important role in day-to-day operations of any business. But the investments in employee skills or hardware and software purchases are often easier to justify for businesses that can count on future income.

5 Tips to Reduce Your Operating Budget

Negotiate, negotiate, negotiate! Whether you are a new customer or an old loyal one, if you open a conversation and negotiate with your suppliers or vendors, most of them will likely respond by lowering prices.

The Importance of Being Mobile Friendly

While it is likely that a B2C business (e.g. a retail store) is likely to get more mobile traffic than a B2B company, we think it’s still imperative to make your website mobile friendly for your customers/clients.