Insurance Archives

How Life Insurance Can Protect Your Business

By SmallBizClub | Feb 25, 2016

As an entrepreneur, you’ve spent years of your life building a name for yourself by opening your own business. But what happens when you’re gone? Without a plan in place, there’s nothing to protect your business from going under. Just like traditional life insurance, business life insurance protects your business in the event of your…

Employees Asking for Health Insurance? Here’s How to Help

By Zane Benefits | Dec 17, 2015

If you’re one of the 2.7 million U.S. small businesses that doesn’t offer health insurance, here’s something you’ve likely heard from employees: “We have to buy health insurance now. Can the company help us pay for it?” Whether employees have asked directly, or you’ve overheard conversations at the water cooler, you know employees would appreciate help paying…

Why Small Business Owners are Switching to Private Health Exchanges

By SmallBizClub | Dec 9, 2015

Often frustrated with the rising costs and administrative headaches associated with traditional group health insurance plans, today’s small-business owners are seriously considering their options. For many businesses, private health insurance exchanges are an attractive alternative to group plans. However, are private health exchanges a cost-effective choice for small-business owners? How will they impact your administrative…

What Types of Insurance Does Your Small Business Need?

By SmallBizClub | Sep 18, 2015

It’s never been easy running a small business. The risks you face as an entrepreneur start to affect you the day you register and get started. These risks need to be dealt with at the earliest, preferably before you hire your very first employee. Thankfully, there is a clear and simple way to deal with…

Don’t Depend On Homeowner’s Insurance for Your Home-Based Business

By Susan Solovic | Mar 16, 2015

Here’s a scenario for anyone running a home-based business: The UPS guy makes a business delivery to your house, but slips, falls and sues. Are you covered by your homeowner’s or renter’s insurance?

Is Your Health Insurance Expected to Spike in 2015?

By Heather Legg | Dec 31, 2014

As the New Year’s bells toll—are your resolutions made? What about your responsibilities if you’re a small business owner? Are your budgets set, changes made, numbers calculated?

Health Insurance Should Be Your Small Business Policy

By SmallBizClub | Dec 1, 2014

Health insurance may not be the most important consideration for jobseekers, but it will have a greater effect on their job decisions because of the implementation of Obamacare.

At What Point Should Your Business Consider Small Fleet Insurance?

By SmallBizClub | Sep 24, 2014

No matter how small, your business might rely on commercial vehicles to survive. Whether to transport goods, visit customers, or indeed transport customers, commercial vehicles are important assets to the business.

Making the Most of Your Business Insurance

By SmallBizClub | Sep 15, 2014

When it comes to business insurance, cost is usually the thing at the forefront of every business owner’s mind. While keeping costs to a minimum is important in every aspect of startup, truly making the most of your business insurance is about getting value for your money, and the best deal rather than the cheapest.

Make It Your Business to Find the Best Employee Coverage

By SmallBizClub | Aug 5, 2014

As more small businesses work to comply with new laws regarding offering health insurance to employees, they must find ways to meet this obligation and still stay within budget. When all is said and done, it may force them to become more creative and work with employees to bear the burden.