Posts Tagged ‘Insurance’
Do You Have the Right Budget for Business Insurance?
Business owners spend millions of dollars annually on insurance, yet most of the insurance policies they rely on cannot protect their businesses from many risks. A 2010 survey by Travelers Insurance reveals that despite only 56 percent of small businesses having disaster-recovery insurance, 94 percent of small-business owners are convinced that their businesses are protected…
Read MoreHow to Protect Your Small Business Using Insurance
The world of insurance can be a huge headache for small business owners. Since getting your business off the ground is your number one priority, it may seem unimportant to get the proper coverage in the early days of your business. However, it is imperative to remember that even in the early days of operation,…
Read MoreInsurance for Your Smartphones: Is It Really Worth It?
Does it pay to get insurance on your small business’s smartphones or tablets? It may or may not. I know that’s a lame, uncommitted answer. But it really does depend on the devices you own and other factors. Under some circumstances, insurance can save your small business a heap of money. In other situations, it…
Read More6 Ideas to Help Keep Your Business Safe
Operating a business is a complicated matter. Not only do business managers have to worry about making a profit, they also have to worry about a myriad of things that can compromise the safety of the business. While there is no way to eliminate all risk, there are some practical steps that can be taken…
Read MoreKey Ways to Avoid a Premises Liability Suit
You probably already know that if a person slips and falls at your business, you’re a prime target for a lawsuit. At the very least, you’ve probably seen the personal injury lawyer advertisements on daytime television that promise to hold businesses accountable for their negligence and get injured parties the money they deserve. As an…
Read MoreWhy Small Business Owners Should Consider Disability Insurance
Small business owners are the captains of the ship. They work tirelessly to make sure that their businesses stay afloat. But what happens when the leader of the pack becomes injured or falls ill with a serious disease? The rest of the crew might not be able to fill the void. Unlike a major corporation…
Read MoreBusiness Assets: How to Safeguard Your Livelihood
While other aspects of a business are important, much of a company’s values rests in its assets. If you want your business to survive now and in the future, you need to do what you can to protect those assets. Having a few ways to protect your business assets and insure your livelihood is always…
Read MoreHow Life Insurance Can Protect Your Business
As an entrepreneur, you’ve spent years of your life building a name for yourself by opening your own business. But what happens when you’re gone? Without a plan in place, there’s nothing to protect your business from going under. Just like traditional life insurance, business life insurance protects your business in the event of your…
Read MoreEmployees Asking for Health Insurance? Here’s How to Help
If you’re one of the 2.7 million U.S. small businesses that doesn’t offer health insurance, here’s something you’ve likely heard from employees: “We have to buy health insurance now. Can the company help us pay for it?” Whether employees have asked directly, or you’ve overheard conversations at the water cooler, you know employees would appreciate help paying…
Read MoreWhy Small Business Owners are Switching to Private Health Exchanges
Often frustrated with the rising costs and administrative headaches associated with traditional group health insurance plans, today’s small-business owners are seriously considering their options. For many businesses, private health insurance exchanges are an attractive alternative to group plans. However, are private health exchanges a cost-effective choice for small-business owners? How will they impact your administrative…
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