Small Business Owners: Is It Time to Offer Buy Now, Pay Later?

If you own a small business or have spent time online shopping, chances are you’ve heard of the buy now, pay later trend. It’s an approach to shopping — popularized by point-of-sale financing companies such as Affirm, Afterpay and Klarna — that’s become more common due to the COVID-19 crisis forcing consumers to shop online…

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How to Get Instant Loans in 10 Easy Steps

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The end of the month is quickly approaching, and you are a little short on cash. It looks like you won’t be able to pay the electricity bill and you don’t have much left for groceries. You have never been in such a situation. You usually set aside money for the utility bills and rent…

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A 2021 Guide: Is It Ever A Good Idea to Take Out a Loan?

If you are in need of cash and are considering applying for a loan, then you might want to take a step back before you actually apply for anything, and consider a few important points. Applying for a loan is a big responsibility, affecting your future credit score and credit utilisation.You may find that the…

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Understanding How Pre-Settlement Loans Are Regulated

After an accident, life can be very difficult; recovering could take a long time and the lawsuit even longer. You may lose your job or small business and as a result, your source of income. In case of a fatal car accident, a family may have lost their sole breadwinner. As you await your settlement,…

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Price Comparison Lending Expert – A Startup Profile

Online price comparison emerged in the UK in the early noughties and quickly became big business. There are around a dozen dominant comparison websites, with a handful owning significant market share, including Money Supermarket, GoCompare and Compare The Market – consisting of well-known brands and always present on TV and radio advertising. Customers can visit…

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How does bridging finance work for businesses?

Bridging Finance is a relatively new form of financing in which you can “bridge” the gap between borrowing money and paying off the loan. For business-specific loans, a bridging loan can be a great option to cease an opportunity or grow a business during an interesting time. The loan will always be secured against a…

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Meet Pheabs – a Finance Connection Service

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Pheabs.com is an online connection service for customers looking for loans across the USA. Using credit scoring and data analysis, Pheabs matches individuals with a reputable lender who most likely to accept their application and offer the best rates too – across financial products including personal loans, auto loans, credit cards and credit unions. The…

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4 Important Tips to Get Approved for a Business Loan

Applying for any loan is stressful, but when you need a loan for your small business, there are even more hoops to jump through. Here are a few tips that can boost your chances of getting your loan application approved: CLEAN UP YOUR CREDIT BEFORE YOU APPLY. If you discover an error on your credit…

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An economics lesson for growing companies

Catching up from past insights Growing companies usually require more working capital during their periods of rapid growth.  In past insights we have calculated the amount of additional capital needed for a business as it grows, and the additional capital required is often surprisingly large.  In this insight, we need to speak of the sources…

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The Smart Way to Manage Business Debt

Much of how I feel about when and where to borrow I learned working with my Dad in his small business as a young man. My views are pretty conservative when you consider that popular media would have us all believe that money is the answer to every small business challenge. I just don’t believe…

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