How to Obtain Financing for Your Small Business

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Navigating the world of financing for a small business can be challenging. For business owners seeking to grow and expand, understanding how to secure the right financial support is crucial. With various funding options available, it’s essential to make an informed choice that aligns with your business’s needs and goals. This guide offers insights into…

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What You Should Know About Payday Loans in Canada

a Canadian business woman considering a pay day loan

Payday loans or cash advances are short-term loans offered by lenders and financial institutions at usury rates. These loans are different from student loans and other loan types. They are called so because these loans are borrowed on post-dated checks or withdrawal authorization, allowing lenders to automatically deduct from the lender’s checking account on the…

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3 Types of Loans You Can Get in Case of an Emergency

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It is a good idea to save up for a rainy day, but sometimes the savings dry up, and you need more cash. While you should generally have enough savings to cover yourself for six months, you cannot know what kind of emergency may befall you and how much you should have saved. If you…

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5 Reasons to Get Small Business Loans Online

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Small businesses can benefit significantly from getting small business loans online, especially when starting out with very little or no collateral. These loans are often easier to receive than a traditional bank loan, making it possible for small business owners to get the capital they need to run their businesses effectively. The interest rate is…

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Small Business Owners: Is It Time to Offer Buy Now, Pay Later?

If you own a small business or have spent time online shopping, chances are you’ve heard of the buy now, pay later trend. It’s an approach to shopping — popularized by point-of-sale financing companies such as Affirm, Afterpay and Klarna — that’s become more common due to the COVID-19 crisis forcing consumers to shop online…

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How to Get Instant Loans in 10 Easy Steps

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The end of the month is quickly approaching, and you are a little short on cash. It looks like you won’t be able to pay the electricity bill and you don’t have much left for groceries. You have never been in such a situation. You usually set aside money for the utility bills and rent…

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A 2021 Guide: Is It Ever A Good Idea to Take Out a Loan?

If you are in need of cash and are considering applying for a loan, then you might want to take a step back before you actually apply for anything, and consider a few important points. Applying for a loan is a big responsibility, affecting your future credit score and credit utilisation.You may find that the…

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Understanding How Pre-Settlement Loans Are Regulated

After an accident, life can be very difficult; recovering could take a long time and the lawsuit even longer. You may lose your job or small business and as a result, your source of income. In case of a fatal car accident, a family may have lost their sole breadwinner. As you await your settlement,…

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