The COVID-19 pandemic has been a mainstay for the better part of 2020, affecting nearly every aspect of daily life as we know it. Our housing choices are no different. Record-breaking unemployment — with more than 11 million Americans still jobless — along with an exodus from major cities with dense populations, such as New […]
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7 Business Grants for Women
Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It may not have been previewed, commissioned or otherwise endorsed by any of the organizations referenced. Business grants for women are a form of funding that typically does not require repayment. Women entrepreneurs can secure grants from public or […]
10 Places That Give Minority Small Business Grants
Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It may not have been previewed, commissioned or otherwise endorsed by any of our network partners. Minority small business grants are available from public and private entities to help business owners of color start or grow a business. Unlike […]
Ask These 5 Questions When Reevaluating COVID Office Space Needs
The coronavirus pandemic has turned once-bustling city centers into ghost towns with abandoned office buildings and little foot traffic. As stay-at-home orders were put into place, many companies temporarily shuttered their doors and scrambled to provide employees with the tools they needed to work from home. And now, as we adjust to this new normal, […]
Life in Crisis: 7 Ways WFH Can Work For You
Working from home can be a haven of quiet productivity or a sure-fire way to fall behind. COVID-19 and the onset of quarantine meant that many had to create that haven quickly or scramble to keep up. And even with more than six months into this new life, some still struggle with finding their work-from-home […]
5 Surefire Ways to Keep Your Credit Score High
Despite everyone’s best guess, consumer credit scores have increased during the coronavirus pandemic, according to a recent story published in The Wall Street Journal. Experts attribute the uptick to the government’s stimulus relief package and the payment deferments lenders and credit card companies granted customers who lost their jobs or fell on hard times as […]
7 Possible Reasons Your Credit Score Decreased
While consumer credit scores overall are increasing, that may not be the reality for everyone. If yours has dropped recently, here are seven possible reasons why. 1. You paid late or missed a payment Paying on time is the single most important factor impacting your credit score. It constitutes 35% of your FICO Score and 41% of […]
Pros & Cons of Freezing Your Credit
In a world where data breaches are increasingly common, many Americans are taking action to protect against credit and identity fraud. Freezing your credit (also called a security freeze) can be an effective way to ward off identity thieves and save yourself a lot of headaches and money down the road. A credit freeze temporarily suspends anyone […]
8 Government Regulations Business Owners Need to Know
The government regulations and laws you’re expected to follow as a business owner depend on your industry and location. However, there are a few common categories of business regulations that all business owners can expect to encounter at one point or another. We’ll walk you through some of the standard laws and regulations you’re required […]
No Human Resources Department? Here’s How to Take Control
Each year in the U.S., about 400,000 new businesses open their doors. While many small businesses never hire employees, roughly 19% (5.9 million) of small businesses in the U.S. do have paid employees. Unfortunately, many small business owners treat human resources much like they treat disaster recovery planning: they neglect it until there’s a real […]
