Finance
Startup 101: The Importance of Tax Planning
Whether you are a sole proprietor, or own a small business, tax planning can and will save you time, money, and many headaches leading up to the deadline. Sound tax planning ensures that all deductions…
Self Employed? 7 Ways to Qualify For a Mortgage
If you’re self-employed and you’re wondering if you would qualify for a mortgage, then yes, it’s possible. However, as a self-employed person, getting a mortgage is more difficult and challenging compared to employed individuals. Lenders,…
The R&D Tax Credit, Explained
The R&D Tax Credit is the closest thing to free money for tech startups. To summarize: a startup can claim a percentage of each employee’s payroll as long as the work they’re doing relates to research and…
4 Pitching Tips for Investment Success
I started pitching to investors in September 2018. Earlier in August that year, whilst on holiday, I devised a spreadsheet of 18 investors. Investors that I researched, investors that I liked the sound of, investors…
How Stock Investing Apps Can Help You Plan For Retirement
When planning for your retirement, you’ve got to have more than just a savings account. While the bank often has stable savings accounts options, the growth of your money may be slow. It can only…
Small Business Credit Card Report 2021
The COVID-19 pandemic has been a double-edged sword for small businesses around America. For many small retailers and restaurants, it’s been an absolute catastrophe. Countless small businesses have closed for good in the wake of…
Self-Employed? 8 Ways to Lower Your Expenses
You own your own home-based business and, like many, had a tough financial year. 2020 is a year that most people want to leave behind. Thankfully, there are several ways to reduce your home-based business…
How to Approach Online Trading for the First Time
Source: Pixabay Over the last year, everything we know underwent a paradigm shift. The pandemic ravaged the world, claiming millions of lives, leaving economies in its wake. Insurmountable tragedy resulted in Operation Warp Speed…
4 Times Refinancing a Business Loan Might Do More Harm Than Good
For many small business owners, loans are a way to finance startups and expansion. Eventually, you might have an opportunity to refinance a higher interest loan into one with a lower interest rate or better…
Employers: IRS Changes Payroll Tax Form 941 for Q1 2021
In 2020, to combat the economic effects on small businesses caused by the COVID-19 pandemic, new legislation/executive actions drastically changed the format of Form 941, expanding it from two to three pages, and adding 58…