Finance
Self Employed? 7 Ways to Qualify For a Mortgage
If you’re self-employed and you’re wondering if you would qualify for a mortgage, then yes, it’s possible. However, as a self-employed person, getting a mortgage is more difficult and challenging compared to employed individuals. Lenders,…
The R&D Tax Credit, Explained
The R&D Tax Credit is the closest thing to free money for tech startups. To summarize: a startup can claim a percentage of each employee’s payroll as long as the work they’re doing relates to research and…
4 Pitching Tips for Investment Success
I started pitching to investors in September 2018. Earlier in August that year, whilst on holiday, I devised a spreadsheet of 18 investors. Investors that I researched, investors that I liked the sound of, investors…
How Stock Investing Apps Can Help You Plan For Retirement
When planning for your retirement, you’ve got to have more than just a savings account. While the bank often has stable savings accounts options, the growth of your money may be slow. It can only…
Small Business Credit Card Report 2021
The COVID-19 pandemic has been a double-edged sword for small businesses around America. For many small retailers and restaurants, it’s been an absolute catastrophe. Countless small businesses have closed for good in the wake of…
Self-Employed? 8 Ways to Lower Your Expenses
You own your own home-based business and, like many, had a tough financial year. 2020 is a year that most people want to leave behind. Thankfully, there are several ways to reduce your home-based business…
How to Approach Online Trading for the First Time
Source: Pixabay Over the last year, everything we know underwent a paradigm shift. The pandemic ravaged the world, claiming millions of lives, leaving economies in its wake. Insurmountable tragedy resulted in Operation Warp Speed…
4 Times Refinancing a Business Loan Might Do More Harm Than Good
For many small business owners, loans are a way to finance startups and expansion. Eventually, you might have an opportunity to refinance a higher interest loan into one with a lower interest rate or better…
Employers: IRS Changes Payroll Tax Form 941 for Q1 2021
In 2020, to combat the economic effects on small businesses caused by the COVID-19 pandemic, new legislation/executive actions drastically changed the format of Form 941, expanding it from two to three pages, and adding 58…
IRS Guidance For 2020 Employee Retention Credit & PPP Eligibility Rules
The Internal Revenue Service issued guidance for employers claiming the employee retention credit under the Coronavirus Aid, Relief, and Economic Security Act (CARES Act), as modified by the Taxpayer Certainty and Disaster Tax Relief Act…