Budgeting and Personal Finance
4 Ways to Make the Most of Your Business Credit Card Rewards
Many small business owners have come to depend on their business credit card—and for good reason. Beyond providing a revolving line of credit and a simple way to improve your business credit score, they can also…
The Challenge of Boosting Growth in a Low-Inflation Economy
For anyone who was around during the hyper-inflation days of Presidents Ford and Carter, the current economic climate as something of an Alice-in-Wonderland feel. I say this because in those days the Fed was continually…
Don’t Ignore the Human Factor When Managing Your Business Assets
Asset management can be an overwhelming process, one that demands constant attention regardless of business size or shares. No company is an island, but the summation of accumulated assets. As businesses begin to grow, mounting…
Financial Freedom is Not Just About Wealth
What does financial freedom mean to you? Is it the ability to work less so you can play more? The freedom to do what you want, when you want? Or just not having to worry…
Why Do We Need Financial Forecasts?
Business owners and managers do financial forecasting to enhance management. Anticipate essential flows of money to manage them better. Forecasting is a necessary first step towards managing plan vs. actual results, which means course corrections….
4 Easy Ways Your Small Business Can Reduce Monthly Expenses
For some small businesses, revenues can fluctuate from month to month. A month of feasting can suddenly give way to a month of famine. And though it’s admittedly not easy to control revenue flow, you…
3 Best Business 0% APR Credit Cards for Business
Getting your hands on capital to help grow your business is easier said than done. Especially if you’re just starting out, you may have a tough time qualifying for a business loan from a bank,…
5 Ways Charitable Giving Works for Your Small Business
Making donations to a noble cause goes a long way—and not just for the receiver. Whether aware of it or not, small businesses can benefit tenfold for their generosity. Here are some of the advantages…
Is Your Business Bleeding Cash? Here is Your First Aid
Sometimes we find we are cash strapped regardless of how business is booming. In fact, you can have a very successful business go under simply because it is bleeding to death. Cash is essential to…
Is Your Budget a Forecast?
Hold it! These are confusing terms. When does a budget become obsolete? Do we rely upon constant changes and call it a forecast? So, let’s spend a few moments defining this sometimes-confusing set of terms….