8 Steps in Securing a Bank Loan to Fund Your Startup

A common question I get is “How do I get a bank loan to fund my startup?” The default answer is that it probably won’t happen, because most banks just don’t make bank loans to startups. The failure rate is just too high, and startups typically don’t have the assets or revenue stream to back…

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7 Startup Scenarios That May Be Judged Non-Fundable

If you aren’t willing to take some risk as an entrepreneur, then don’t expect any gain. Yet everyone has limits, and every investor implicitly has similar limits on what makes a startup investable, or one to avoid at all costs. If you need investors, it’s important that you understand their filters, and even if you…

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10 Tried-and-True Strategies for Funding New Ventures

One of the most frequent questions I get as a mentor to entrepreneurs is “How do I find the money to start my business?” I always answer that there isn’t any magic, and contrary to the popular myth, nobody is waiting in the wings to throw money at you, just because you have a new…

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The Right Way to Get Funding from Family and Friends

Most entrepreneurs I know are so passionate about their new idea that they are surprised when family and friends don’t line up to invest in their new venture. Yet they tend to ignore this problem, and move on quickly to professional investors. They don’t realize that most Angel investors and venture capitalists will also decline…

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Angel Investment vs. Bootstrap: Startup Sweet Spot

Successful angel investment is a win-win for both sides, the startup founders and the investors. And I mean win-win right at the beginning, at the time of the investment, not the obvious win-win later when years have gone by and the business succeeds and investors exit. The win-win sweet spot exists from the beginning, when…

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How to Finance Your Franchise

Congratulations! You’ve given it tremendous thought and made the life-changing decision to buy a franchise. You’re excited, but now you need to figure out how you’re going to pay the franchise fees and initial start-up costs. Although you might have some idea in mind for how you’ll cover the expenses, you might still be wondering…

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4 Major Benefits (and 3 Drawbacks) to Crowdfunding

Crowdfunding is here to stay. Absolutely every regulator in the world is now trying to get in on the crowdfunding game, especially since the JOBS Act recently went into effect. It’s made it easier for businesses of all sizes to reach out to the world and collect the funds needed to get a venture up…

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How to Get a Small Business Startup Loan the Easy Way

There’s an old Chinese proverb that goes like this: The best time to plant a tree was 20 years ago. The second best time is now. The same reasoning applies to new business startup loans, but with one big exception: “Now” is often not the “second best time.” Now may be too late. I say this because I’ve…

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4 Ways to Support Your Small Business with Personal Funds

It’s getting tougher for small businesses to find startup capital. Big banks want nothing to do with unproven upstarts—it’s all about “validation.” Conflicting laws make it difficult to raise money from small investors without forgoing public solicitation—a catch-22 for entrepreneurs without deep personal and professional networks. And any funds that do happen to fall into…

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How Well Versed Are You in Startup Investor Jargon?

Whether you are talking to peers, competitors or investors, you as an active entrepreneur will be judged on your familiarity with today’s startup and funding jargon. I’m not recommending that you saturate your discussions with lingo, but responding with a blank stare once-too-often won’t convince anyone that you can build the next world-changing business or…

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