Budgeting and Personal Finance
Survey: Nearly Half of Americans Ready to Move to Reduce Expenses
The COVID-19 pandemic has been a mainstay for the better part of 2020, affecting nearly every aspect of daily life as we know it. Our housing choices are no different. Record-breaking unemployment — with more…
5 Ways to Cut Personal Expenses to Increase Cash Flow
Photo by Sam Beasley on Unsplash Some major expenses cannot be avoided, but when these involve your house, car, or home appliances, there are ways to save money. When you’re running your own small business,…
5 Surefire Ways to Keep Your Credit Score High
Despite everyone’s best guess, consumer credit scores have increased during the coronavirus pandemic, according to a recent story published in The Wall Street Journal. Experts attribute the uptick to the government’s stimulus relief package and…
7 Possible Reasons Your Credit Score Decreased
While consumer credit scores overall are increasing, that may not be the reality for everyone. If yours has dropped recently, here are seven possible reasons why. 1. You paid late or missed a payment Paying…
How to Clean Up Your Personal Finances Into a New Year
2020 has been a bit of a rough year for us all, as our health, finances, and mental fitness have all been tested this year. But as we close out 2020 and move into the…
Pros & Cons of Freezing Your Credit
In a world where data breaches are increasingly common, many Americans are taking action to protect against credit and identity fraud. Freezing your credit (also called a security freeze) can be an effective way to…
Personal Finance: Save Money By Maintaining Your Electric Car
Do you want to reduce your personal finance budget? Well, it is not an impossible endeavor anymore. You can reduce your finances by bringing about small changes in your life. For example, you could explore…
How to Improve Your Credit Score
If you’re trying to improve your credit score, the first thing you’ll want to do is understand how credit works and which actions can positively impact your credit score. Fortunately, the basics aren’t too hard…
The Self-Employed: The Vision and Preparation for Retirement
The self-employed community plays a pivotal role in the economies of nations. The changing patterns of employment have changed how people work and how they save, invest, and prepare for their retirement. Growth of the…
7 Money Management Practices Every Business Owner Should Know
It’s a challenge to manage cash flow. Being strapped for cash is a situation no business owner wants to be in. However, it’s more common than you think — although it’s rarely discussed openly. The…
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