Ask SmallBizClub

Would it be better as the owner of a sole proprietorship to invest in a 401k versus a simple IRA?

As a general rule, a 401(k) plan allows for much larger annual contributions overall and larger contributions at lower levels of income than a SIMPLE IRA plan which can make a 401(k) plan more appealing to both businesses and their employees.

Is there a license to do landscape maintenance such as lawn service, etc. in California?

The state of California, regardless of the business legal structure, may require state professional licenses as well as general business and tax licensing at the local city or county level.

I am starting to get orders from out of state, how do I handle the sales tax?

State and local sales and use tax laws vary; however, for sales made to customers in the U.S., when a business has no physical presence in a state, it typically has no obligation to collect sales tax in that state.

Where would I be able to find a sample independent contractor agreement?

Converting workers you have treated as employees to independent contractor status is particularly risky when the workers will hold the same jobs as contractors as they did when they were classified as employees.

How can I expand my dental business?

Dentists market their practices in various ways, some of which are not expensive. In addition to Yellow Pages, dental professionals use referrals, professional networking, print, radio, direct mail, and other forms of advertising.

 

Can I avoid purchasing the national do not call list by asking the clients we call if they are on the do not call list before continuing the conversation?

Both the Federal Trade Commission (FTC) and the Federal Communication Commission regulate telemarketing practices. The FCC and FTC have jointly established a National Do-Not-Call Registry for consumers who wish to avoid unwanted telemarketing calls.

What are the tax problems with paying employees’ individual health insurance plans with a business check?

State regulations may prohibit insurers from accepting payment for individual health insurance policies from parties other than the individual insured, or it may be an internal policy intended to direct eligible employers to group health policies. You would need to check with the companies for the reason(s) for their policies.

What are the compliance issues & agencies that a small business has to deal with at the state & federal level?

Federal and state labor laws are very complex, and there is no easy summary of non-compliance and penalties. You can obtain considerable state and federal labor law information by searching for your particular state.

How do I set up an internship program for students to receive credit for school and gain the experience they need before entering the actual work place?

Workers engaged as interns can be paid or unpaid, but our response assumes that your question refers to engaging workers as unpaid interns. In order to engage workers as unpaid interns rather than employees, a business generally has to establish an internship program that takes advantage of the trainee exception to the minimum wage and overtime requirements under the Federal Fair Labor Standards Act, or FLSA, which isn’t possible for every small business.

 

My 5-year old desktop pc appears to be getting slower and my budget is limited, should I be looking at a replacement pc or possibly a server for remote access?

5 years is well beyond the useful life of a typical PC. We suggest it is time to upgrade. If you travel, we would suggest you consider a laptop. In addition to the weight and cost, you should make a list of features that you want and compare various laptops.

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