The coronavirus pandemic has turned once-bustling city centers into ghost towns with abandoned office buildings and little foot traffic. As stay-at-home orders were put into place, many companies temporarily shuttered their doors and scrambled to provide employees with the tools they needed to work from home. And now, as we adjust to this new normal, […]
Life in Crisis: 7 Ways WFH Can Work For You
Working from home can be a haven of quiet productivity or a sure-fire way to fall behind. COVID-19 and the onset of quarantine meant that many had to create that haven quickly or scramble to keep up. And even with more than six months into this new life, some still struggle with finding their work-from-home […]
5 Surefire Ways to Keep Your Credit Score High
Despite everyone’s best guess, consumer credit scores have increased during the coronavirus pandemic, according to a recent story published in The Wall Street Journal. Experts attribute the uptick to the government’s stimulus relief package and the payment deferments lenders and credit card companies granted customers who lost their jobs or fell on hard times as […]
7 Possible Reasons Your Credit Score Decreased
While consumer credit scores overall are increasing, that may not be the reality for everyone. If yours has dropped recently, here are seven possible reasons why. 1. You paid late or missed a payment Paying on time is the single most important factor impacting your credit score. It constitutes 35% of your FICO Score and 41% of […]
Pros & Cons of Freezing Your Credit
In a world where data breaches are increasingly common, many Americans are taking action to protect against credit and identity fraud. Freezing your credit (also called a security freeze) can be an effective way to ward off identity thieves and save yourself a lot of headaches and money down the road. A credit freeze temporarily suspends anyone […]
8 Government Regulations Business Owners Need to Know
The government regulations and laws you’re expected to follow as a business owner depend on your industry and location. However, there are a few common categories of business regulations that all business owners can expect to encounter at one point or another. We’ll walk you through some of the standard laws and regulations you’re required […]
No Human Resources Department? Here’s How to Take Control
Each year in the U.S., about 400,000 new businesses open their doors. While many small businesses never hire employees, roughly 19% (5.9 million) of small businesses in the U.S. do have paid employees. Unfortunately, many small business owners treat human resources much like they treat disaster recovery planning: they neglect it until there’s a real […]
How to Improve Your Credit Score
If you’re trying to improve your credit score, the first thing you’ll want to do is understand how credit works and which actions can positively impact your credit score. Fortunately, the basics aren’t too hard — pay bills on time and don’t carry a lot of credit card debt. But the details and complexities can […]
5 Shared Traits of Recession-Proof Businesses
The U.S. could be headed for a prolonged recession following the coronavirus pandemic, which has taken an economic toll worldwide. Small businesses looking to survive — and thrive — during a recession can implement best practices now to better navigate an impending new climate. Recession-proof businesses are those that meet essential needs for customers, selling […]
The Value of Providing Employees with Mental Health Resources
While people around the country have been experiencing elevated symptoms of emotional distress over the last few months (thanks, COVID-19), stress is nothing new — especially in the workplace. Fortunately, there are ways for employers to support their workers’ mental health that not only improves people’s well-being but also offers quantifiable business benefits. Mental health […]
