The Decline in Small Business Lending: Cause and Effect

Small business lending has declined significantly since the recession, but why? It's too easy and insufficient to just blame it on a poor economy. The truth is the economy is improving, business owners are optimistic and one would think that, with an improved economy, lending would increase.

5 Tips for Getting the Best Business Loan

As the job market and overall economy in general continue to improve, lenders seem to be beginning to loosen up capital for more and more business loans. Programs designed to incentivize banks to make loans to small businesses, in the hopes that those businesses will then use the cash influx to create jobs, make loans possible even for less-than-stellar applicants.

Financing Challenges for Flower Shop Owners

Has your flower shop repeatedly applied for funding only to be denied? You're not alone. Many small business owners—including florists—are reporting limited access to capital, making it difficult for them to aggressively pursue growth opportunities.

Tips for Getting an Equipment Loan for Your Small Business

Equipment is a crucial aspect to consider when creating a small business. At some point, you will need to acquire funding for the necessary machinery to run your company.

Where to Go When the Bank Says No

A recent study by the Federal Reserve Bank of New York found 90 percent of small businesses have had their loan request rejected by...

The Ins and Outs of Applying for a Small Business Term Loan

When most people are in the market for a small business loan, they think of a 3-5 year term with monthly payments. The problem...

How to Apply for an Online Business Loan

Online lending can be complicated, with a few traps for the unwary. So if you’ve never searched for a loan online, you could benefit...

What You Need to Know About Merchant Cash Advances

Depending on what kind of business you have, you might not be able to turn to a bank for money. For those for whom a traditional bank is not a viable source of capital, a merchant cash advance can be the answer.

Common Pitfalls When Seeking Financing for Your Small Business

Small business owners often seek working capital to help with business growth, refinance existing business debt, or to purchase/update technology or equipment. When you...

Financing Can Help Your Small Business Make a Difference

Using debt financing to start a new business seems like a no-brainer to many, but there are some who really do not think of starting a new business this way. To some, just the idea of taking out new debt to start a business is enough to turn them off.

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