Financing Challenges for Flower Shop Owners

Has your flower shop repeatedly applied for funding only to be denied? You're not alone. Many small business owners—including florists—are reporting limited access to capital, making it difficult for them to aggressively pursue growth opportunities.

Unsecured Business Loans: The Good, the Bad, and the Question

Finding a loan without collateral is never easy. Unsecured loans are hard to come by in the best of circumstances. Throw in some iffy credit history and it can seem almost impossible. It is not impossible to get one, however.

Business Loans and Other Funding Options

If you conclude that your business needs more capital to sustain operations and fuel future growth, you have a wide range of options. There are traditional bank loans, but there are also many alternatives with different costs, terms, impacts on your credit rating, and application processes.

The Ins and Outs of Applying for a Small Business Term Loan

When most people are in the market for a small business loan, they think of a 3-5 year term with monthly payments. The problem...

Striking a Balance with Lenders

Small businesses need to be funded with enough capital so that they can fulfill all their needs. Finances should be secured for expansion of an existing business, for purchase of property, and to meet working capital needs. Entrepreneurs should also work on a sound business plan so that their business never fails.

Preparing for a Small Business Loan

As busy small business owners, we don’t celebrate milestones enough. While the world may not know about the important steps you took before officially...

SBA Loans vs. Non-SBA Loans

There are many options when it comes to small business loans. There are startup loans, equipment loans, business credit cards, business line of credit options, and loans to help recover from disasters. Is an SBA loan or a traditional loan right for you?

Think Like a Banker and Get the Loan

Jim Blasingame is a small business owner’s best advocate. Jim and I caught up last week and these are the three small business tips...

An Overview of Traditional Financing

When you're looking to raise funds to start or grow your small business, the usual place to start is the bank. Bank financing is a tried and true source of capital for many small businesses. Traditional financing will generally provide the most affordable, if not the easiest, access to the funding your business needs.

Here’s a Rule for Companies with Outstanding Loans

Here is one that is so important to the continued health of a growing company that it cannot be overstated. It’s a bit complex...

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