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Budgeting and Personal Finance

Do You Know the Difference Between an Investment and an Expense?

| Mike Harden

What’s the difference between an investment and an expense? The difference is simple: one will start paying you back, and the other is a drain on your resources. A Bottom-Line Distinction Viewing all spending as…

6 Easy Ways to Increase Your Business Credit Score

| 1800Accountant

Maintaining a high personal credit score is something we all strive for. But in the small business world, it’s just as important to keep your company’s credit score as high as possible. Business credit bureaus…

Bottom Up Budgeting Creates Waste

| Dave Berkus

Many people believe that bottom up budgeting leads to waste and misdirection. The advocates of top-down budgeting are strong in their belief that if you give each person or department no guidance, they will budget…

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How to Enforce an Expense Policy

| Toffer Grant

Mention employee expense policies, and you are often quick to receive a groan from staff. Employees, particularly ones who travel frequently, don’t enjoy being limited in where they can spend. However, creating and enforcing an…

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5 Easy Ways You Can Improve Your Company Credit Score

| SmallBizClub
Success and sustainability as a small business often have a lot to do with maintaining ready access to cash and coping with financial pressures as they come along.
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6 Misconceptions About Employee Expense Management

| Toffer Grant
When your company already has an employee expense management program in place, it’s easy to dismiss criticism of the program instead of taking a hard look at what it would take to change it.

How to Save a $6MM Business

| Dawn Fotopulos
I love my students. They’re interesting people, hardworking, funny and talented. They come from interesting families too. Three months ago one of them asked me to speak to her parents about their business to see if we could get them on a more profitable path.

Budgeting to Stay Debt-Free

| SmallBizClub
Bad debt is the kind of debt that consumers accumulate, which they really can’t afford over the long haul. This is usually done without securing a viable asset.

3 Ways to Cut Expenses

| Dawn Fotopulos
I’m on a mission to cut expenses this year. Truth be told, I’ve been sloppy and have not paid attention to fees and charges in 2014 like I should have.

RCM Software and Plugging Those Revenue Leaks

| SmallBizClub
Is your small business retaining all the revenue it’s earning? Understanding the source of your revenue stream, the paths it takes, and any potential revenue breaches along the way is critical to the long-term success of your business.

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