A recent study by the Federal Reserve Bank of New York found 90 percent of small businesses have had their loan request rejected by...
One of the biggest decisions a business has to make when seeking finance is whether to choose a secured or unsecured loan. In simple...
What's the difference between a bank and an alternative lender? One of the most significant is the different requirements banks place on small businesses...
Sometimes even after the startup phase is over and your small business is well-established and successful, you will need to access financing.
The small business lending landscape has changed dramatically in the last 50 years. In fact, the most dramatic changes have come in the last 20 years.
There are times when traditional financing options just won't cut it for whatever reason. Maybe your credit isn't the best, or maybe you just don't have time to wade through all of the red tape.
Agencies that are just starting out are particularly vulnerable to cash flow problems. Not only do they have a smaller clientele and little to no surplus money, but they also have extra costs such as the need for rigorous advertising to spread their name.
Equipment is a crucial aspect to consider when creating a small business. At some point, you will need to acquire funding for the necessary machinery to run your company.
Big bank lending to small businesses is increasing. In addition to traditional loans, you may find yourself receiving unsolicited credit card offers from major banks.
Small business lending is a chameleon. Constantly changing, the small business lending landscape has gone through a lot of twists and turns since the dawn of the Recession, doing more 180s than Shaun White on a snowboard.