Where to Go When the Bank Says No

A recent study by the Federal Reserve Bank of New York found 90 percent of small businesses have had their loan request rejected by...

Should Your Next Business Loan Be Secured or Unsecured?

One of the biggest decisions a business has to make when seeking finance is whether to choose a secured or unsecured loan. In simple...

6 Ways Alternate Lending is Quicker Than a Bank Loan

What's the difference between a bank and an alternative lender? One of the most significant is the different requirements banks place on small businesses...

3 Tips for Financing Needs After the Startup Phase

Sometimes even after the startup phase is over and your small business is well-established and successful, you will need to access financing.

What’s New in Small Business Lending?

The small business lending landscape has changed dramatically in the last 50 years. In fact, the most dramatic changes have come in the last 20 years.

When Alternative Lending Options May Be Best

There are times when traditional financing options just won't cut it for whatever reason. Maybe your credit isn't the best, or maybe you just don't have time to wade through all of the red tape.

Invoice Factoring: Easy Startup for Employment Agencies

Agencies that are just starting out are particularly vulnerable to cash flow problems. Not only do they have a smaller clientele and little to no surplus money, but they also have extra costs such as the need for rigorous advertising to spread their name.

Tips for Getting an Equipment Loan for Your Small Business

Equipment is a crucial aspect to consider when creating a small business. At some point, you will need to acquire funding for the necessary machinery to run your company.

How to Know if Borrowing is Right for Your Business

Big bank lending to small businesses is increasing. In addition to traditional loans, you may find yourself receiving unsolicited credit card offers from major banks.

How Technology is Affecting Small Business Lending

Small business lending is a chameleon. Constantly changing, the small business lending landscape has gone through a lot of twists and turns since the dawn of the Recession, doing more 180s than Shaun White on a snowboard.

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