Investors and Lenders Archives

5 Keys To Negotiating Your Fair Share Of Any Startup

By Marty Zwilling | Jan 29, 2021

I always tell entrepreneurs that two heads are better than one, so the first task in many startups is finding a co-founder or two. You need to find the skills or experience you don’t have in business, technology, or money. So the first question I usually get is what percent of the company or equity…

5 Tips for Finding the Best Loan for Your Business

By SmallBizClub | Aug 28, 2015

There is a big difference between finding any business loan and the right business loan. If you a need a loan, you need to make sure you find the best product and price available to your business. You can’t expect the right loan to simply appear before your eyes. It takes a bit of searching…

Where to Go When the Bank Says No

By SmallBizClub | Aug 11, 2015

A recent study by the Federal Reserve Bank of New York found 90 percent of small businesses have had their loan request rejected by their bank in the past year. It’s an extraordinary—and alarming—number given the role small businesses play in the national economy. Access to capital is a challenge for most small business owners.…

Should Your Next Business Loan Be Secured or Unsecured?

By SmallBizClub | Aug 4, 2015

One of the biggest decisions a business has to make when seeking finance is whether to choose a secured or unsecured loan. In simple terms, a secured loan is taken out against agreed collateral, with the lender holding a legal charge or debenture on a specific asset. Should the loan not be repaid, the lender…

6 Ways Alternate Lending is Quicker Than a Bank Loan

By SmallBizClub | Jul 29, 2015

What’s the difference between a bank and an alternative lender? One of the most significant is the different requirements banks place on small businesses before offering business finance. Here are just six of the things your bank is likely to require, whereas an alternative lender won’t: 1. A detailed business plan. Most banks will want…

What’s New in Small Business Lending?

By Biz2Credit.com | Jul 15, 2015

The small business lending landscape has changed dramatically in the last 50 years. In fact, the most dramatic changes have come in the last 20 years.

When Alternative Lending Options May Be Best

By Biz2Credit.com | Jun 30, 2015

There are times when traditional financing options just won’t cut it for whatever reason. Maybe your credit isn’t the best, or maybe you just don’t have time to wade through all of the red tape.

Invoice Factoring: Easy Startup for Employment Agencies

By SmallBizClub | May 19, 2015

Agencies that are just starting out are particularly vulnerable to cash flow problems. Not only do they have a smaller clientele and little to no surplus money, but they also have extra costs such as the need for rigorous advertising to spread their name.

Tips for Getting an Equipment Loan for Your Small Business

By Biz2Credit.com | May 13, 2015

Equipment is a crucial aspect to consider when creating a small business. At some point, you will need to acquire funding for the necessary machinery to run your company.

How to Know if Borrowing is Right for Your Business

By Susan Solovic | Apr 16, 2015

Big bank lending to small businesses is increasing. In addition to traditional loans, you may find yourself receiving unsolicited credit card offers from major banks.