Posts Tagged ‘Insurance’
Insurance is Always Too Expensive—Until It’s Needed
I expect that you have a story about how insurance saved you lots of money in your past. As usual, I have a story to make your hair stand on end. But first: here’s a fact. Business insurance is one of the more poorly managed mitigation of risk in small and many medium sized corporations,…
Read MoreMost Surprising Hidden Costs of Opening a Business
If you’ve ever started a business, you know it involves some clear-cut costs. Office space or storefront rentals, equipment, initial inventory, license fees, legal advice – all of these are initial expenses you might expect to pay just to get up and running. There are a number of less obvious expenditures, however, that might surprise…
Read More5 Cybersecurity Tips for CPAs
Every day, CPAs handle documents populated with their clients’ most sensitive personal details. Names; addresses; Social Security Numbers; bank or savings account details; credit card numbers; tax information. These details and others are there on the paperwork that CPAs work with and store in their files. In the wrong hands, any of this information could…
Read MorePersonal Trainer Insurance 101: Your Essential Guide
As a personal trainer, you are constantly active, much more than the average person. Your body is one of your professional tools, and taking care of it becomes a must. It’s not uncommon for a personal trainer to go for 4 hours without an hour’s break, after all, and this is hard even for the…
Read MorePost-Equifax: The Best Ways to Keep Yourself and Your Business Safe from Hackers
A few years ago, most business was conducted within the walls of their own office. Important documents were typed up, printed, and filed away in a safe place at the company. However, in the past few years, it seems that you can not run a business without using the internet. Important information is being stored…
Read MoreDisaster Insurance Can Help Small Businesses Prepare for the Worst
While being a business owner has its rewards, it also spawns a laundry list of strenuous duties and responsibilities. It’s no wonder entrepreneurs shove some crucial matters, such as disaster preparation, to the back burner. In fact, 68% of small business owners don’t even have a written disaster recovery plan, and 21% of these owners believe a…
Read MoreGeneral Liability Insurance for Business: What It Does and Doesn’t Cover
As a small business owner, you may have been tempted to throw your hands up in frustration at the intricacies of insurance. It sometimes seems like the entire point of insurance policies is to make sure no one ever actually makes a claim. As you look through the list of policy exclusions and restrictions, you…
Read More6 Types of Insurance Your Small Business Should Have
Are you covered? When a business owner starts a business then from the very first day, he put himself at specific risks. So it’s essential to have the right insurance even before hiring the first employee. In fact, a single tragedy could be sufficient to completely uproot a small business. Luckily, businesses have access to…
Read MoreHow to Protect Businesses When It Won’t Stop Raining
With the copious amounts of rain hitting much of the U.S. this year already, we know it is going to be a wet one. Especially if your business is in California, you know that the state has received torrential rainfall after years of drought. Talk about a 180-degree change! There is much you can do…
Read MoreSelf Employed? Here’s What You Need to Know About Business Insurance
Though 40% of small-business owners and 60% of home-based business owners (many of whom are self-employed) don’t have business insurance, they should. When you’re self-employed, you may not think of yourself as a business owner, but you are. This means the same concerns that apply to any small business apply to you, such as paying quarterly…
Read More