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5 Surefire Ways to Keep Your Credit Score High

Despite everyone’s best guess, consumer credit scores have increased during the coronavirus pandemic, according to a recent story published in The Wall Street Journal. Experts attribute the uptick to the government’s stimulus relief package and…

What Investments Should a New Entrepreneur Make?

There are a lot of things someone new to the world of startups should know. Indeed, if you’re new to the world of entrepreneurship, you’re in a much riskier boat than most. Maybe you’ve just…

7 Possible Reasons Your Credit Score Decreased

While consumer credit scores overall are increasing, that may not be the reality for everyone. If yours has dropped recently, here are seven possible reasons why. 1. You paid late or missed a payment Paying…

How to Clean Up Your Personal Finances Into a New Year

2020 has been a bit of a rough year for us all, as our health, finances, and mental fitness have all been tested this year. But as we close out 2020 and move into the…

Pros & Cons of Freezing Your Credit

In a world where data breaches are increasingly common, many Americans are taking action to protect against credit and identity fraud. Freezing your credit (also called a security freeze) can be an effective way to…

IRS Seizures: The Good, The Bad, And The Ugly

What Is An IRS Seizure? Along with tax penalties and tax lien filings, the IRS’s ability to seize a taxpayer’s property is one of its most potent weapons to encourage tax compliance.  That is, in part, what makes a…

7 Ways to Get a Bank Interested in Your Startup

Many entrepreneurs are convinced that banks are not worth the effort for startups, especially early-stage ones that still don’t have a revenue stream, or collateral to back up their financing needs. A question I get…

The CARES Act and Early Retirement Withdrawals

The Coronavirus Aid, Relief, and Economic Security Act, Pub. L. No. 116-136 (CARES Act), provides relief to eligible individuals taking withdrawals or loans from qualified employer retirement plans and Individual Retirement Arrangements (IRAs). Coronavirus-related withdrawals…

7 Costs To Consider Before Taking Your Startup Public

Despite the fact that the number of IPOs (Initial Public Offerings) for startups have continued to stay low, I still hear it touted often as the preferred exit strategy. I suspect the exuberance for an…

Debt Collection Agencies: Watch Out, Small Business Owners!

In the wake of Covid-19, small business owners have faced excruciating circumstances, forcing many to either pivot their business or halt all operations. Undeniably, this trying time has stretched small business owners thin of both…

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