The COVID-19 pandemic has been a double-edged sword for small businesses around America. For many small retailers and restaurants, it’s been an absolute catastrophe. Countless small businesses have closed for good in the wake of the pandemic, and many more will before COVID-19 fades into memory. The lockdowns, reduced consumer spending and intense competition from […]
Credit Cards
2nd Time’s a Charm: Trying Again is the Winning Strategy
There is no shame in trying and failing. Life is like baseball. It is mostly failure with a few notable successes. Think about it: A baseball player batting 300 is considered wildly successful. That player fails to get a hit 70% of the time. Most sales jobs have a worse average. You are lucky to […]
5 Questions To Ask When Applying For A Rewards Credit Card
Wouldn’t you like to be rewarded every time you spend money? Well, if you apply for a rewards credit card, you may be able to get rewarded every time you spend money using your card. Is there an annual fee? Most credit cards these days will require you to pay an annual fee in order […]
When is the Right Time to Choose a Personal Loan?
Is there a ‘right time’ for applying for a personal loan? Perhaps it’s easier to think about when it’s the wrong time to take out a loan. You don’t have to wait until your situation becomes desperate – careful planning for a loan could be a very wise thing for you to do. Here are […]
Bad Credit – How It Happens and What You Can Do to Fix It
Bad credit is a challenge, but it doesn’t have to be the end of the road! Many adults live with and overcome poor credit ratings. Today we wanted to describe situations that lead to bad credit – and what you can do to alleviate the problem. The Formula A poor credit score may be as […]
3 Simple Benefits of Accepting Mobile Credit Card Payments
There are so many decisions to be made as the owner of a small or medium business. From hiring and training employees to signing their paychecks and addressing customer concerns, your hands are probably full around the clock. There are many other aspects of the company, however, that must be attended to, like determining what […]
A Checklist for Spring Cleaning Your Bookkeeping
Now that tax season is behind you, or you’ve at least filed for an extension, you might consider doing a little spring cleaning of your bookkeeping. Small measures often go a long way toward creating greater success for your business. Here’s a checklist of seven things you can do to spruce up your bookkeeping and keep […]
4 Ways to Make the Most of Your Business Credit Card Rewards
Many small business owners have come to depend on their business credit card—and for good reason. Beyond providing a revolving line of credit and a simple way to improve your business credit score, they can also help you cover your business expenses (and track them for claiming your tax deductions). By responsibly using a business credit card […]
3 Best Business 0% APR Credit Cards for Business
Getting your hands on capital to help grow your business is easier said than done. Especially if you’re just starting out, you may have a tough time qualifying for a business loan from a bank, thanks to your lack of sales records or business credit history. Therefore, a great way to build up your business […]
6 Reasons to Absolutely Avoid Mixing Your Personal and Business Finances
When you first start your business, it can feel like your company is an extension of yourself. It’s easy to let your personal and business finances mix together, especially if you’re not making a profit from your business (yet!). However, it’s critical to establish a clear line between your personal and business finances early on. […]
