Capital Archives

How Can a Small Business Access Low Cost Capital?

By SmartBiz Loans | Sep 6, 2017

Small business optimism continues to edge up as the halfway mark of 2017 approaches. To gauge confidence, the 2016 Small Business Credit Survey presented data from interviews with more than 10,000 small business owners across America. Most firms expressed positive expectations for 2017 similar to those they held for 2016 with a net 61% expecting…

Understanding Point of Cash Flow and Working Capital Requirements in Franchising

By Bill Bradley | Aug 8, 2016

When it comes to starting a franchise, you know you’re going to need to have cash available to invest upfront. How much cash do you need and when can you start seeing some cash come into your business? Those are two of the most important considerations you’ll need to make. Let’s take a closer look…

How to Collect the Capital to Start Your New Business

By SmallBizClub | Feb 26, 2016

The hardest part about starting any business is getting enough money to get your business off the ground. Ideas for new businesses are a dime a dozen, but getting needed funds can be difficult. For this reason, potential business owners should take the time to examine the amount of money they will need at each…

5 of the Surest Capital Investments Your Small Business Can Make

By SmallBizClub | Nov 9, 2015

As a small business owner, there is nothing better than positive cash flow. This means your company is moving in the right direction, and in position to achieve greater success in the future. But here is a question that may be holding you down: what should you do with excess cash? While some companies stockpile…

Angels and VCs: Don’t Be Greedy Even if You Can

By Dave Berkus | Oct 21, 2015

Sometimes the end game or sale of the company is not a happy event for the early investors, including the entrepreneur or the founders. Especially when outside investors, venture capitalists or angels have put in substantial money, and the sales price is not enough to give them a reasonable return for the time and money invested,…

Why VC Funding Might Not Be for You

By YEC | Jul 31, 2015

It’s an exciting time for startups and aspiring business founders. With investors pumping so much money into the industry it’s easy to see why. We’re hearing more and more about “unicorns” valued at more than a billion dollars and companies spending enormous sums to acquire other businesses. The numbers look amazing. But not all funding…

What to Do Before Applying for a Business Loan

By Biz2Credit.com | May 16, 2014

A critical stage in the small business loan application process happens before you even begin filling out an application form. There is much advance preparation to be done.

Can You Finance Your Company with Grants?

By Dave Berkus | May 16, 2014

There are some grants available even for one person shops, from cities, corporations and even non-profits for just your type of business, especially if you support a social cause, can employ more people, or help turn around a geographic area in need of upgrade.

Using Small Business Lending to Grow Your Business

By David Goldin | May 13, 2014

How do small companies get the funding they need? Businesses often find it difficult to receive small business loans from a bank or other lending institutions. But once you get working capital for your business, what can you use it for?

8 Guidelines for Friends and Family Startup Funding

By Marty Zwilling | Apr 25, 2014

Friends and family will likely not expect the same level of sophistication on the business model and financials as a professional investor, but they do expect to see certain things. Here is a summary of some key items to think about as an entrepreneur before approaching friends, family, or even fools.