Budgeting and Personal Finance
Your Guide to Social Security: What to Know and How to Plan Ahead
If you’re nearing retirement, living with a disability, or struggling to keep up with everyday expenses, you may be eligible for support through Social Security—a federal program designed to provide financial assistance when it’s needed…
Best Practices for Managing Credit in a Cashless Society
The global shift toward a cashless society has transformed the way financial transactions occur. With the increasing use of digital wallets, online banking, and contactless payments, the reliance on physical money is steadily decreasing. While…
Active vs. Passive Investing: Which Strategy is Right for You?
Investing can seem like a daunting task, especially with countless options available. Two primary approaches dominate the investment landscape: active and passive investing. Understanding the differences between these strategies is crucial for making informed decisions…
5 Things Entrepreneurs Must Understand About Trading to Plan for Retirement
There are a lot of exciting things about running a business, but financial planning is not one of them. Unfortunately, your long-term success is not going to be very good if you don’t save for…
What To Do With Your Tax Refund
Receiving a tax refund can feel like a windfall, a sudden infusion of cash that arrives with a sense of possibility. This unexpected financial boost allows you to make strategic decisions that significantly impact your…
What is Zero-Based Budgeting and Can It Work for Your Business?
Running a small business is exciting, but when it comes to managing money, things can get tricky. For many small business owners, keeping a close eye on expenses is a must, especially when every dollar…
Spending In Your Retirement Years: Transitioning From a Saving Mindset
Retirement is a time to enjoy spending your hard-earned savings, embracing new experiences, and living life to the fullest. Watch the following video as Jay Duffy, co-founder of Framewealth Partners, takes us through how to…
Smart Strategies for Business Owners: How to Minimize Social Security Taxes
As a small business owner, planning for retirement requires more than just saving diligently—it also involves preparing for the tax implications on your Social Security benefits. In many states, Social Security income is subject to…
8 Essential Resources for Building Wealth and Financial Security
Building wealth and financial security is the main goal for anyone looking to secure their financial independence. This is often easier said than done, and it can be difficult to find out exactly what to…
Why Loaning Money to Friends is Always a Bad Idea
Fifteen years ago, I learned this lesson the hard way. A relative of mine hit difficult times in their finances and asked me for a $10,000 loan. You might be familiar with loaning money to…
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