PEO Contracts: What’s in the Fine Print?

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Partnering with a Professional Employer Organization (PEO) can be a game-changer for small and mid-sized businesses. From payroll and benefits to compliance and risk management, a PEO helps you streamline HR operations and focus on growth. But before you sign the dotted line, it’s critical to understand what’s in the fine print of a PEO…

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Parametric & Cyber Insurance: What B2B Companies Need Now

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In today’s rapidly evolving business environment, traditional insurance products don’t always provide the speed, flexibility, or protection that modern companies need. With new risks emerging—like cyberattacks, climate events, and supply chain disruptions—innovative B2B insurance products are transforming how companies manage risk. Among the most notable innovations are parametric insurance and cyber insurance, which are redefining…

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Payments Fraud: Risks, Impact, and How to Protect Your Business

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Payments fraud is one of the most persistent threats in today’s digital economy. As businesses adopt faster, more convenient payment technologies, cybercriminals are evolving just as quickly—creating a constant game of cat and mouse. From phishing scams to synthetic identity fraud, the payments industry faces growing risks that can result in significant financial losses, damaged…

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5 Signs Your Business Has Outgrown Your HR DIY Setup

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Running a growing business means wearing many hats—but HR shouldn’t be one of them forever. Many small and mid-sized businesses start with a do-it-yourself (DIY) approach to human resources: using spreadsheets to track PTO, downloading free policy templates, or relying on a payroll app to stay compliant. But as your company scales, that once-effective patchwork…

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How Insurers Use Social Media Data to Transform Underwriting

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The consumer and the B2B insurance industry is in the middle of a data revolution. With the rise of social media and advanced analytics, insurers are leveraging new sources of information to make faster, more accurate underwriting decisions and develop products that better align with customer behavior. Traditionally, underwriting has relied on static, historical data—medical…

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Buy Now, Pay Later: How BNPL Is Reshaping the Future of Payments

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In the evolving world of digital commerce, Buy Now, Pay Later (BNPL) has emerged as one of the fastest-growing payment methods. Once a niche offering, BNPL is now mainstream—redefining how consumers shop, spend, and manage their finances. With the rise of e-commerce and mobile wallets, BNPL has moved from a convenient credit alternative to a…

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Recruiting or Retention: Which is the Bigger HR Challenge?

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In today’s labor market, employers are facing a critical question: Is it harder to recruit top talent or retain the talent they already have? The answer isn’t simple—and it often depends on the company’s size, culture, and industry. But one thing is certain: the challenges in both recruiting and retention are evolving rapidly. For small…

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How AI Is Transforming Customer Service in Commercial Insurance

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The commercial insurance industry is undergoing a digital revolution—and artificial intelligence (AI) is leading the charge. Once known for paper-heavy processes and slow response times, insurers are now leveraging AI to streamline operations, deliver faster service, and provide more accurate and personalized solutions to clients. From quote generation to fraud detection, AI is reshaping how…

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Why PEOs Are Integral for Managing Employee Discipline

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Managing employee discipline can be one of the most uncomfortable—and risky—parts of running a small business. Whether it’s dealing with attendance issues, dress code violations, or more serious offenses like harassment, discipline must be handled consistently, fairly, and legally. That’s where a Professional Employer Organization (PEO) comes in. A PEO provides small businesses with HR…

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