What is A Bill Consolidation Loan?

stressing about debt

Finding yourself in debt is a stressful position to be in, and you might notice yourself becoming concerned over how or if you’ll pay off your outstanding bills. Thankfully, while getting out of debt can be difficult, it’s definitely possible, and there are a number of methods to help you get on top of your…

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Unsecured Business Loans – 3 Major Pros and Cons

Unsecured business loans are a financing option that doesn’t require collateral, making it a great funding option for small businesses without high-value assets or prefer not to offer security. While this option seems excellent from the get-go, it’s still important to consider its pros and cons. In this article, we’ll list the pros and cons…

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5 Practical Ways You Can Use A Small Business Loan

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Financing a business doesn’t always come easy, no matter how small it is, especially if you’re starting from nothing. You will need to raise enough funds to get your business off the ground and cover your corporate expenses. If you have savings, you can use your own money to finance your business or get your…

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PPP Funding Important or Critical for Nearly All Businesses

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Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It may not have been previewed, commissioned or otherwise endorsed by any of our network partners. Small businesses continue to struggle financially, relying on the Paycheck Protection Program (PPP) to stay afloat, according to an early 2021 survey from…

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Watch Out for These 7 Red Flags of a Small Business Loan Scam

Many small businesses are struggling due to the COVID-19 pandemic and the economic impact of mandatory closures and disruptions to supply chains. According to one survey of more than 5,800 small business owners published in the Proceedings of the National Academy of Sciences of the United States of America, over 70% of small businesses planned…

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Entrepreneurs Respond to Operation Warp Speed With Innovative Financing

The last twelve months have left an indelible mark on our world, forever altering what we once viewed as “normal.” This year has begun with hope, however. With multiple COVID-19 vaccines in circulation in the U.S. and around the world, remnants of our old “normal” are beginning to reappear. Businesses are slowly bringing employees back…

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5 Steps to Getting a Small Business Loan

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Learning how to get a business loan can help you secure the capital you need to start and grow your business. Business loans can cover immediate needs like payroll and finance large projects like remodeling a facility. To help you secure the best loan for your needs and qualifications, you’ll need to know your credit…

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Have These 6 Qualifications to Apply for a Small Business Loan

Applying for a small business loan to help fund your business can be intimidating without knowing all that lenders look for when approving a loan. There are also many different types of small business loans to choose from, which can be overwhelming. Therefore, we offer this short tutorial on the qualifications lenders look for when…

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5 Ways to Be Smart with Your Business Loan

A business loan can serve many purposes, from covering startup costs to keeping cash flowing or allowing for expansion into new products or markets. Before you get one, it’s important to decide how you plan to spend it. It’s also essential to get the loan from a trustworthy lending institution, and while conducting individual research…

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Bad Credit? 5 Things to Do Before Applying for a Loan

Low credit score? The bad news is that your current credit score prohibits some lenders from doing business with you. Fortunately, there are lenders who are willing to extend financing to those with less than ideal credit. By finding the right lender and taking the time to follow the steps to qualify for a personal…

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