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Working with Lenders
How Can an Entrepreneur Qualify for a Bank Loan?
Many entrepreneurs are convinced that banks are not worth the effort for startups, especially early-stage ones that still don’t have a revenue stream, or collateral to back up their financing needs. A question I get all the time is, “Can I ever expect any backing from my bank for a great opportunity?”
What You Need to Know About Merchant Cash Advances
Depending on what kind of business you have, you might not be able to turn to a bank for money. For those for whom a traditional bank is not a viable source of capital, a merchant cash advance can be the answer.
How to Secure Funds for Businesses
In this harsh economic climate, many businesses suffer financially. Money is always the objective to have a financially-sound business. There are different ways to secure funds for your business.
Are Microloans Right for You?
When figuring out small business financing for your small business, consider how much money you truly need. If it is not that much, consider the possibility of a microloan.
The Beginner’s Guide to SBA Guaranteed Loans
While the federal government is not in the business of making loans to small businesses or startups directly, that doesn’t mean it doesn’t have a hand in helping small business thrive.
SBA Loans vs. Non-SBA Loans
There are many options when it comes to small business loans. There are startup loans, equipment loans, business credit cards, business line of credit options, and loans to help recover from disasters. Is an SBA loan or a traditional loan right for you?
Financing Can Help Your Small Business Make a Difference
Using debt financing to start a new business seems like a no-brainer to many, but there are some who really do not think of starting a new business this way. To some, just the idea of taking out new debt to start a business is enough to turn them off.
5 Tips for Getting the Best Business Loan
As the job market and overall economy in general continue to improve, lenders seem to be beginning to loosen up capital for more and more business loans. Programs designed to incentivize banks to make loans to small businesses, in the hopes that those businesses will then use the cash influx to create jobs, make loans possible even for less-than-stellar applicants.
Growth Requires a Different Kind of Capital
Growing companies usually require more working capital during their periods of rapid growth. In past insights we have calculated the amount of additional capital needed for a business as it grows, and the additional capital required is often surprisingly large.
Learn the Language of Merchant Cash Advances
For many business owners, merchant cash advance jargon can seem like a foreign language. With a little bit of explanation, however, you can be using the words like a pro and bantering confidently with people in the finance world.