Budgeting and Personal Finance

The Self-Employed: The Vision and Preparation for Retirement

The self-employed community plays a pivotal role in the economies of nations. The changing patterns of employment have changed how people work and how they save, invest, and prepare for their retirement. Growth of the…

7 Money Management Practices Every Business Owner Should Know

It’s a challenge to manage cash flow. Being strapped for cash is a situation no business owner wants to be in. However, it’s more common than you think — although it’s rarely discussed openly. The…

Follow These Main Strategies for Investing in Gold

Source: Pixabay In 2020, the global pandemic has undeniably affected many aspects of life – economy included. Unemployment rates have risen, and the financial market faces a rocky climate, with fiat currencies fluctuating every now…

4 Money Moves all Business Owners Need to Make

Are you a small business owner? What about an aspiring entrepreneur? If so, then you need to get your personal finances in order. These four money moves we discuss today will help you make the…

How to Avoid the Day-Trading Pandemic

The coronavirus has wrought devastating harm to the health of our nation and to the vibrancy of our economy. With respect to financial markets, it has also given rise to a full-blown mania. Individuals, cooped…

How to Start Long term Investments You Can Trust

In times of austerity and hardship, the notion of saving money and investing your capital can seem fanciful, at best. This is particularly true in the wake of Covid-19. In the UK, Chancellor Rishi Sunak …

4 Things to Know Before You Trade a Single Stock

Stock market trading can be an excellent way for business owners to supplement their income and plan for their financial future. There is always some risk involved, as with any investment. But a careful, strategic…

The Smart Way to Manage Business Debt

Much of how I feel about when and where to borrow I learned working with my Dad in his small business as a young man. My views are pretty conservative when you consider that popular…

14 Black Financial Experts You Should Start Following Today

When it comes to personal finance advice, it can often feel difficult to find information that is relevant to the Black experience. Black Americans often face financial hurdles such as pay inequality, predatory lending and…

4 Immediate Ways to Get Your Business Out of Debt

If you have recently started a business – or run into some unexpected trouble – then you may have some debt. This is a normal part of running a business; there will be good times,…

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