Budgeting and Personal Finance

Avoid These Top 5 Financial Problems in Your Small Business

Managing a small business isn’t easy, and the single largest contributor to business failure is financial mismanagement. Making smart financial decisions and being consistent can make a world of difference to your business success. 1….

5 Ways to Decrease Your Business’s Warranty Costs

Customer warranties can cost small manufacturers greatly because of repairs and replacements. It also puts goodwill and brand value at stake. And when handled improperly, warranties make companies lose business and revenue almost irretrievably. Manufacturers…

5 Creative Ways to Save Money in Your Business

As a responsible business owner, there’s a good chance that you’re always searching for new ideas to help you cut costs while increasing your profits. Here are five creative ways to help save money that…

3 Ways to Improve Your Budgeting and Forecasting

Budgeting and forecasting are two of the most important financial exercises performed by businesses, regardless of their size. Unfortunately, they are also two exercises that many businesses fail to perform accurately or efficiently. The biggest…

10 Ways to Save on Business Expenses Every Day

Keeping accurate records and careful accounting of expenses is imperative in any business. Regardless of how profitable your business is, the goal of any business is to grow and thrive. Saving money on business expenses…

Do You Know the Difference Between an Investment and an Expense?

What’s the difference between an investment and an expense? The difference is simple: one will start paying you back, and the other is a drain on your resources. A Bottom-Line Distinction Viewing all spending as…

6 Easy Ways to Increase Your Business Credit Score

Maintaining a high personal credit score is something we all strive for. But in the small business world, it’s just as important to keep your company’s credit score as high as possible. Business credit bureaus…

Bottom Up Budgeting Creates Waste

Many people believe that bottom up budgeting leads to waste and misdirection. The advocates of top-down budgeting are strong in their belief that if you give each person or department no guidance, they will budget…

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How to Enforce an Expense Policy

Mention employee expense policies, and you are often quick to receive a groan from staff. Employees, particularly ones who travel frequently, don’t enjoy being limited in where they can spend. However, creating and enforcing an…

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5 Easy Ways You Can Improve Your Company Credit Score

Success and sustainability as a small business often have a lot to do with maintaining ready access to cash and coping with financial pressures as they come along.

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