Budgeting and Personal Finance
The Best Things Small Businesses Can Do to Reduce Overhead
Running a small business is much different than operating a Fortune 500 company. You may have limited resources when it comes to how much you make in a month or year as well as face…
Standard Business Plan Financials: Important Cash Flow Vocabulary
As I continue with my series on standard business plan financials, I want to look at the basic cash flow. These words put some people off because they sound like accounting and financial analysis. But they’re…
A Simple Cash Flow Spreadsheet Anybody Can Use
If there’s just one formal business skill every business owner should have, it’s understanding and forecasting cash flow. It’s not intuitive because it’s not the same as profits; but it’s vital. We spend cash, not…
A Small Business Workout: Get in Shape to Sell
It’s always a good idea to keep a regular check on the health of your business, but it’s vital if you are thinking of selling anytime soon. Taking the time out to analyze your expenses,…
Branding as a Catalyst for Succession Financing
As your brand moves into the next phase of its existence, the prospect of succession comes into play. When you’re prepared to retire, what will the future hold for the fine company you’ve built over…
A Stress-Free Guide to Finding More Cash
There is a saying in business: “Revenue is vanity, cash flow is sanity, but cash is king.” While it might look impressive to have a veritable flood of revenue from sales, a truly healthy business…
3 Ways to Reduce Cost of Goods Sold
The cost of the materials used to make the product or service you sell directly impacts your profit. This is easy to see, because the less you have to spend to get the product, the…
How to Take Charge of Your Spending Habits
Spending: Regardless of the size of your business, it is always a concern. Unfortunately, many businesses focus on spending only when income is down; too often, this is the worst possible time to be making…
4 Fundamental Financial Tips for Small Business
Small local businesses are the backbone of small towns across the United States (and really, the globe). But starting and growing a small business, no matter where you roam, is never an easy task. Here…
Does Credit Monitoring Truly Prevent Identity Theft? What You Need to Know
The problem of identity theft is a very real one. More than 10,000 identity fraud rings are estimated to be operating in the United States alone. Not surprisingly, identity theft has been the most dominant…
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