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An Expat’s Guide: Best Auto Insurance Providers in Thailand

By: Luke Britton



If you’re moving to Thailand to start your business there, or already live there, then you know there are a lot of challenges. One of the biggest is the many different laws and regulations that can make it difficult to understand what is required when it comes to auto insurance.

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In this article, we will discuss some of the basics of auto insurance in Thailand. We will also share how important it is to have an understanding of Thai law and how it pertains specifically to auto insurance providers in Thailand.

MSIG Insurance

The MSIG Insurance Group is a subsidiary of MSIG Holdings, which has been operating since 1924. The company provides personal, commercial and corporate insurance products to customers in Thailand.

MSIG Insurance is the market leader in Thailand with over 1 million customers. It has over 2,000 employees across its regional head office in Bangkok and branch offices around the country.

Syn Mun Kong Insurance

Syn Mun Kong Insurance was established in 1917 and has been providing insurance to Thais ever since. Syn Mun Kong Insurance offers a wide range of insurance policies, including life and health insurance, vehicle, home and property and travel abroad. With branches throughout Thailand, Syn Mun Kong Insurance makes it easy for you to purchase your policy directly from them or from an agent.

Viriyah Insurance

Viriyah Insurance is a subsidiary of Viriyah Holdings, a company founded in 1999. The company is also a member of the Federation of Thai Insurance Companies and the Thai Insurance Association.

Bangkok Insurance

Bangkok Insurance is a Thai insurance company founded in 1971. It is the largest insurance company in Thailand with a market share of over 30%. It has over 1,000 branches across Thailand and provides various types of insurance products to customers.

Dhipaya Insurance

Dhipaya Insurance is a subsidiary of Dhipaya Insurance Group. Dhipaya Insurance Group is a Thai insurance company that provides both personal and commercial insurance services in Thailand, Vietnam, and Cambodia. The group has its headquarters in Bangkok, Thailand.

Dhipaya Insurance has been named as one of the best auto insurers by many financial magazines such as Forbes Asia and Fortune Asia.

TISCO Insurance Broker

TISCO Insurance Broker (TISCO Insurance) is a subsidiary of TISCO Group. It is one of the leading insurance brokers in Thailand and a member of the TISCO Group, which has over ten years’ experience in providing insurance services to foreign expatriates working or traveling in Thailand.

The company also provides life insurance and personal accident cover for expats living in Thailand who have no local travel or home country cover. This allows you to stay safe while abroad – whether visiting another country or vacationing here at home.

AXA Insurance

AXA Insurance is the largest insurance company in Thailand. It’s a subsidiary of the French company AXA, which has been operating in Thailand since 1991. The company offers a wide range of insurance products, including health, life, and travel insurance as well as motor and property coverage.


For many expats in Thailand, getting auto insurance is a necessity. However, this often comes with added costs and inconveniences. Luckily, there are some companies that can help you avoid these pitfalls.

Published: January 2, 2023

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