Risk Management Archives

Is It Time to Look at Your Business Structure?

By Nellie Akalp | Apr 19, 2013

Another tax time has come and gone. If you’re self-employed operating as a sole proprietor, tax time can be yet another reminder that you haven’t addressed your business structure yet. Maybe you started your business as a side project, and a sole proprietorship made sense. But is it best for your needs now?

8 Ways to Increase Security While You Work

By Shugo | Apr 8, 2013

Data security is a top concern for companies of all sizes, in all industries. Every business has data that needs to be secured—whether it’s a client’s personally identifiable information, financial records, or confidential business related documentation. Security is the responsibility of each and every one of us—and the actions we take every day in the course of our normal activities can have a huge impact on the overall security of our companies.

Product Liability

By Rebecca Kincaid | Apr 1, 2013

No matter what stage you occupy on the business chain, there are a few things you can do to protect yourself from product liability claims. Manufacturers and retailers confronting this issue have had to increase the costs of their goods and services in order to pay the price for not only litigation but also regulatory requirements imposed by state and federal governments.

How Employee Leasing Works

By Bill Wortman | Mar 28, 2013

When you started up your business, it was probably not because you love running your own human resource department and wanted to deal with hiring and payroll issues. These days, many small companies are using leasing firms to handle many of their staffing issues.

What Does General Liability Insurance Cover for Your Small Business?

By Rebecca Kincaid | Dec 20, 2012

Of all the kinds of insurance you can get for your business, general liability is one of the most important. This guide will help you identify what these policies will cover, as well as how much coverage would be appropriate for you.

Ten Tips for Buying Insurance

By Rebecca Kincaid | Dec 20, 2012

Have you ever been frustrated over the process of buying insurance for your business? While it’s a time-consuming, difficult task, but doing it right is worth the effort. To make the process as smooth as possible, pay attention to every detail and provide as much information as you can to the underwriter.

How Do I Develop Proper Risk Management?

By Rebecca Kincaid | Dec 20, 2012

Every business owner expects risks, and managing them properly is a vital task. Business insurance is an important piece of the puzzle, but there are several steps you should take first to calculate and manage your risks.

Business Interruption Insurance

By Rebecca Kincaid | Dec 20, 2012

Natural disasters strike unpredictably and can cause major problems for your business. You might have to shut your business down for a while to recover, but your expenses will keep piling up. Business interruption insurance is designed for just this scenario.

Email Security

By Shugo | Dec 20, 2012

There are an alarming number of ways that email can be intercepted or hacked. When you are transmitting personally identifiable information, such as social security numbers, bank accounts, credit card information, and more, you must take important precautions.

Building an Information Security Plan

By Shugo | Dec 20, 2012

Do you know what sensitive data your company has, or what you are doing to protect it? An Information Security Plan is a document outlining all this information in a clear way so that everyone in your organization understands potential risks, precautions, and protocols for data breaches.