How Digital Payment Solutions Can Streamline Mortgage Payments for Borrowers

Young couple in new empty room of house. She is sitting on card box while he pushing her from behind

The mortgage industry has long relied on traditional payment methods such as checks and Automated Clearing House (ACH) transfers for loan repayment. However, these conventional approaches are increasingly proving to be inefficient. They are also slow and burdensome for both borrowers and lenders. As a result, the industry is shifting towards a more modern and…

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The Rise of Cashless Payments: Pros and Cons for Small Business

Close up of female cafe guest using smart phone while making payment.

In recent years, small businesses have increasingly adopted cashless payments, favoring credit cards and payment apps like Venmo, Google Pay, Apple Pay, Square, and PayPal over traditional cash transactions. This shift towards a cashless economy has significant implications for business operations, customer convenience, crime reduction, and bookkeeping. Here, we explore the advantages and disadvantages of…

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