Payments Fraud: Risks, Impact, and How to Protect Your Business

Cyber, personal data and information security. Internet and networking security system concept.

Payments fraud is one of the most persistent threats in today’s digital economy. As businesses adopt faster, more convenient payment technologies, cybercriminals are evolving just as quickly—creating a constant game of cat and mouse. From phishing scams to synthetic identity fraud, the payments industry faces growing risks that can result in significant financial losses, damaged…

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Why Embedded Finance Is Reshaping How We Pay, Lend and Save

A business man uses his phone to scan a barcode to pay his monthly credit card bill after receiving an invoice. online bill payment concept

Albeit blunt, it’s safe to say that the world we presently live in is being increasingly defined by instant gratification and seamless digital experiences. Thanks to these trends, finance is undergoing a profound transformation. It’s evident to anyone who cares to take a moment to consider the rapid change in the finance industry that the…

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How Digital Payment Solutions Can Streamline Mortgage Payments for Borrowers

Young couple in new empty room of house. She is sitting on card box while he pushing her from behind

The mortgage industry has long relied on traditional payment methods such as checks and Automated Clearing House (ACH) transfers for loan repayment. However, these conventional approaches are increasingly proving to be inefficient. They are also slow and burdensome for both borrowers and lenders. As a result, the industry is shifting towards a more modern and…

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The Rise of Cashless Payments: Pros and Cons for Small Business

Close up of female cafe guest using smart phone while making payment.

In recent years, small businesses have increasingly adopted cashless payments, favoring credit cards and payment apps like Venmo, Google Pay, Apple Pay, Square, and PayPal over traditional cash transactions. This shift towards a cashless economy has significant implications for business operations, customer convenience, crime reduction, and bookkeeping. Here, we explore the advantages and disadvantages of…

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