What Do Lenders Look At When Evaluating My Loan Application?

When you’re applying for a loan, it helps to think like a lender. That will make the application process simpler, give you a realistic view of your own chances of getting the funding you want, and help you identify steps that will make your business more lender-friendly.
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Should Your Next Business Loan Be Secured or Unsecured?

One of the biggest decisions a business has to make when seeking finance is whether to choose a secured or unsecured loan. In simple...

Financing Challenges for Flower Shop Owners

Has your flower shop repeatedly applied for funding only to be denied? You're not alone. Many small business owners—including florists—are reporting limited access to capital, making it difficult for them to aggressively pursue growth opportunities.

What to Do If You Default on a Business Loan

Defaulting on an existing loan can significantly damage your FICO score and increase interest rates as well. When it comes to a business loan, defaulting doesn't always mean the end of the business.

Momentum Ventures’ 3 Reasons Why Traditional Venture Capital Investment is Outdated

The venture capital space has a long history of funding some of the world’s largest businesses. For decades, venture capitalists have played poker with...

What is a Merchant Cash Advance Anyway?

If you're just getting into a business, perhaps your first foray into entrepreneurial territory at all, you'll probably hear the words "merchant cash advance" at some point along the way.

Short-term Commercial Loans vs. Long-term Commercial Loans

When it comes to commercial business loans there are a lot of options. Commercial loan rates and lenders vary greatly, as do terms. Short-term commercial loans exist to help with smaller projects, while longer term loans are available when needed.

How Technology is Affecting Small Business Lending

Small business lending is a chameleon. Constantly changing, the small business lending landscape has gone through a lot of twists and turns since the dawn of the Recession, doing more 180s than Shaun White on a snowboard.

How to Build Credit as a Small Business Owner

If you are in the start-up phase of owning a small business, give yourself some credit because it's unlikely anyone else will. Small businesses have an extremely difficult time getting credit from the one place they really want it: lending institutions.

Learn the Language of Merchant Cash Advances

For many business owners, merchant cash advance jargon can seem like a foreign language. With a little bit of explanation, however, you can be using the words like a pro and bantering confidently with people in the finance world.

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