SBA Loans vs. Non-SBA Loans

There are many options when it comes to small business loans. There are startup loans, equipment loans, business credit cards, business line of credit options, and loans to help recover from disasters. Is an SBA loan or a traditional loan right for you?

What Do Lenders Look At When Evaluating My Loan Application?

When you’re applying for a loan, it helps to think like a lender. That will make the application process simpler, give you a realistic view of your own chances of getting the funding you want, and help you identify steps that will make your business more lender-friendly.

How to Inject Cash into Your Business

When you need a cash injection to grow your business, your two main options are equity financing and debt financing. In this two-part series, I'll cover the pros and cons of each.

How Much Should You Pay Your Accountant?

Finding the right accountant for your business, but so is making sure you pay the right amount. You don’t want to overpay, but your accountant also needs to hit his or her own income targets. Depending on your business situation and accounting needs, there are several arrangements to choose from.

Don’t Be Afraid of Net Profit per Hour

To have profitability you need to know where you are starting with profitability. That means calculating your net profit per hour.

Accounting Tips for Seasonal Small Businesses

Do you run a seasonal small business—one where the bulk of your revenue comes in a few months or even weeks? If you do, chances are you are all too aware of the intense nature of the season—a time when you can't possibly keep up with the workload. One of the first things that slides during a crush of activity for many small seasonal businesses is accounting.

How to Keep Your Small Business Alive During Tough Financial Times

Small business owners need to be savvy and come up with real ways to reduce their expenses and increase their cash flow. In simple terms, less money needs to be leaving your account and more money needs to be coming in. It is an obvious statement to say that you need higher profits, but so many companies are missing opportunities to do just that.

Value Creation as a Form of Discounting

There are all sorts of articles on creating superior differentiated value. Lots of them talk about creating more value than the customer expects, surprising...

5 Questions to Ask When Buying or Replacing Your POS System

Your POS system is one of the most important parts of your business. With today's technology, it is your tool for completing transactions, managing/updating your inventory, and keeping track of your employee hours and productivity.
6-essential-financial-tips-for-small-business-owners

6 Essential Financial Tips for Small Business Owners

It is universally agreed that doing taxes is everybody's nightmare, particularly for small business owners. While average people don't have to worry about them until the next year, small business owners usually have to make tax filing on a quarterly basis.

Most Popular